Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$127,768	$127,768	$616,050
Remaining term (yrs)	14.4	14.4	30.0
Secondary amount	$0	$488,282	$0
Funding fee	$0	$0	$0
Note rate	4.760%	4.760%	7.400%
Blended rate	5.610%	7.306%	7.640%
1st payment	$1,018.02	$1,018.02	$4,265.41
2nd payment	$0.00	$3,153.49	$0.00
Taxes / mo	$570.42	$570.42	$570.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$138.08	$138.08	$123.21
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,893.18	$5,046.67	$5,125.70
Cash to close	$556,732	$68,450	$68,450