Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$315,168$315,168$395,010
Remaining term (yrs)24.324.330.0
Secondary amount$0$79,842$0
Funding fee$0$0$0
Note rate2.680%2.680%7.400%
Blended rate3.530%4.636%7.640%
1st payment$1,466.86$1,466.86$2,734.97
2nd payment$0.00$598.82$0.00
Taxes / mo$365.75$365.75$365.75
Insurance / mo$150.00$150.00$150.00
MI / mo$256.84$256.84$79.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,239.45$2,838.27$3,329.72
Cash to close$123,732$43,890$43,890