Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$317,250	$317,250	$539,100
Remaining term (yrs)	21.5	21.5	30.0
Secondary amount	$0	$221,850	$0
Funding fee	$1,586	$1,586	$0
Note rate	4.330%	4.330%	7.400%
Blended rate	4.330%	5.737%	7.640%
1st payment	$1,887.21	$1,887.21	$3,732.62
2nd payment	$0.00	$1,432.78	$0.00
Taxes / mo	$499.17	$499.17	$499.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$107.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,553.04	$3,985.83	$4,506.27
Cash to close	$281,750	$59,900	$59,900