Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$211,094$211,094$504,000
Remaining term (yrs)23.723.730.0
Secondary amount$0$292,906$0
Funding fee$1,055$1,055$0
Note rate3.230%3.230%7.400%
Blended rate3.230%5.857%7.640%
1st payment$1,059.23$1,059.23$3,489.59
2nd payment$0.00$1,891.69$0.00
Taxes / mo$466.67$466.67$466.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$100.80
HOA / mo$72.00$72.00$72.00
Total monthly$1,764.56$3,656.25$4,295.73
Cash to close$348,906$56,000$56,000