Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$176,372	$176,372	$360,000
Remaining term (yrs)	23.4	23.4	30.0
Secondary amount	$0	$183,628	$0
Funding fee	$0	$0	$0
Note rate	3.500%	3.500%	7.400%
Blended rate	4.350%	6.212%	7.640%
1st payment	$918.37	$918.37	$2,492.57
2nd payment	$0.00	$1,224.19	$0.00
Taxes / mo	$333.33	$333.33	$333.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$144.87	$144.87	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,546.57	$2,770.76	$3,047.90
Cash to close	$223,628	$40,000	$40,000