Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$218,626	$218,626	$557,100
Remaining term (yrs)	18.2	18.2	30.0
Secondary amount	$0	$338,474	$0
Funding fee	$0	$0	$0
Note rate	4.040%	4.040%	7.400%
Blended rate	4.890%	6.628%	7.640%
1st payment	$1,408.39	$1,408.39	$3,857.25
2nd payment	$0.00	$2,185.98	$0.00
Taxes / mo	$515.83	$515.83	$515.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$207.96	$207.96	$111.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,298.85	$4,484.83	$4,651.17
Cash to close	$400,374	$61,900	$61,900