Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$519,170	$519,170	$531,000
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$41,330	$0
Funding fee	$0	$0	$0
Note rate	5.230%	5.230%	7.400%
Blended rate	6.080%	6.507%	7.640%
1st payment	$3,056.57	$3,056.57	$3,676.54
2nd payment	$0.00	$409.00	$0.00
Taxes / mo	$491.67	$491.67	$491.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$392.96	$392.96	$106.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,107.86	$4,516.86	$4,441.07
Cash to close	$70,830	$29,500	$59,000