Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$69,653	$69,653	$423,000
Remaining term (yrs)	15.8	15.8	30.0
Secondary amount	$0	$353,347	$0
Funding fee	$0	$0	$0
Note rate	3.680%	3.680%	7.400%
Blended rate	4.530%	7.220%	7.640%
1st payment	$482.39	$482.39	$2,928.77
2nd payment	$0.00	$2,282.03	$0.00
Taxes / mo	$391.67	$391.67	$391.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$74.42	$74.42	$84.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,115.14	$3,397.17	$3,571.70
Cash to close	$400,347	$47,000	$47,000