Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$430,459$430,459$486,000
Remaining term (yrs)26.026.030.0
Secondary amount$0$55,541$0
Funding fee$0$0$0
Note rate6.110%6.110%7.400%
Blended rate6.960%7.193%7.640%
1st payment$2,749.88$2,749.88$3,364.97
2nd payment$0.00$416.56$0.00
Taxes / mo$450.00$450.00$450.00
Insurance / mo$166.67$166.67$166.67
MI / mo$321.08$321.08$97.20
HOA / mo$0.00$0.00$0.00
Total monthly$3,687.63$4,104.19$4,078.83
Cash to close$109,541$54,000$54,000