Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$249,091$249,091$603,000
Remaining term (yrs)26.526.530.0
Secondary amount$0$353,909$0
Funding fee$0$0$0
Note rate6.540%6.540%7.400%
Blended rate7.090%7.477%7.640%
1st payment$1,646.81$1,646.81$4,175.05
2nd payment$0.00$2,285.66$0.00
Taxes / mo$558.33$558.33$558.33
Insurance / mo$166.67$166.67$166.67
MI / mo$118.92$118.92$120.60
HOA / mo$90.00$90.00$90.00
Total monthly$2,580.73$4,866.39$5,110.65
Cash to close$420,909$67,000$67,000