Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$112,538	$112,538	$526,500
Remaining term (yrs)	16.5	16.5	30.0
Secondary amount	$0	$413,962	$0
Funding fee	$0	$0	$0
Note rate	3.410%	3.410%	7.400%
Blended rate	4.260%	7.004%	7.640%
1st payment	$741.18	$741.18	$3,645.38
2nd payment	$0.00	$2,673.51	$0.00
Taxes / mo	$487.50	$487.50	$487.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$118.24	$118.24	$105.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,513.59	$4,187.09	$4,404.85
Cash to close	$472,462	$58,500	$58,500