Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$667,920$667,920$782,996
Remaining term (yrs)28.028.030.0
Secondary amount$0$115,076$0
Funding fee$3,340$3,340$0
Note rate6.500%6.500%7.400%
Blended rate6.500%6.720%7.640%
1st payment$4,317.02$4,317.02$5,421.30
2nd payment$0.00$767.17$0.00
Taxes / mo$725.00$725.00$725.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$156.60
HOA / mo$144.00$144.00$144.00
Total monthly$5,402.69$6,169.86$6,663.56
Cash to close$202,075$87,000$87,000