Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$167,394	$167,394	$350,910
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$183,516	$0
Funding fee	$0	$0	$0
Note rate	2.840%	2.840%	7.400%
Blended rate	3.690%	5.944%	7.640%
1st payment	$769.44	$769.44	$2,429.63
2nd payment	$0.00	$1,223.44	$0.00
Taxes / mo	$324.92	$324.92	$324.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$131.96	$131.96	$70.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,376.32	$2,599.76	$2,974.73
Cash to close	$222,506	$38,990	$38,990