Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$269,288$269,288$404,100
Remaining term (yrs)24.724.730.0
Secondary amount$0$134,812$0
Funding fee$0$0$0
Note rate2.960%2.960%7.400%
Blended rate3.810%5.208%7.640%
1st payment$1,277.17$1,277.17$2,797.91
2nd payment$0.00$898.75$0.00
Taxes / mo$374.17$374.17$374.17
Insurance / mo$150.00$150.00$150.00
MI / mo$215.68$215.68$80.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,017.01$2,915.76$3,402.89
Cash to close$179,712$44,900$44,900