Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$278,720$278,720$404,999
Remaining term (yrs)23.023.030.0
Secondary amount$0$126,279$0
Funding fee$1,394$1,394$0
Note rate3.125%3.125%7.400%
Blended rate3.125%4.645%7.640%
1st payment$1,413.64$1,413.64$2,804.13
2nd payment$0.00$841.86$0.00
Taxes / mo$375.00$375.00$375.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$13.33$13.33$13.33
Total monthly$1,951.97$2,793.83$3,423.46
Cash to close$171,279$45,000$45,000