Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$371,820	$371,820	$580,500
Remaining term (yrs)	22.9	22.9	30.0
Secondary amount	$0	$208,680	$0
Funding fee	$1,859	$1,859	$0
Note rate	3.770%	3.770%	7.400%
Blended rate	3.770%	5.201%	7.640%
1st payment	$2,016.60	$2,016.60	$4,019.26
2nd payment	$0.00	$1,347.73	$0.00
Taxes / mo	$537.50	$537.50	$537.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$116.10
HOA / mo	$125.00	$125.00	$125.00
Total monthly	$2,845.76	$4,193.49	$4,964.53
Cash to close	$273,180	$64,500	$64,500