Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$122,252$122,252$441,000
Remaining term (yrs)13.513.530.0
Secondary amount$0$318,748$0
Funding fee$0$0$0
Note rate5.250%5.250%7.400%
Blended rate6.100%7.293%7.640%
1st payment$1,046.14$1,046.14$3,053.39
2nd payment$0.00$2,058.58$0.00
Taxes / mo$408.33$408.33$408.33
Insurance / mo$166.67$166.67$166.67
MI / mo$134.19$134.19$88.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,755.33$3,813.91$3,716.59
Cash to close$367,748$49,000$49,000