Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$451,939	$451,939	$467,100
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$41,111	$0
Funding fee	$2,260	$2,260	$0
Note rate	6.340%	6.340%	7.400%
Blended rate	6.340%	6.802%	7.640%
1st payment	$2,839.08	$2,839.08	$3,234.11
2nd payment	$0.00	$406.83	$0.00
Taxes / mo	$432.50	$432.50	$432.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$93.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,438.24	$3,845.07	$3,926.69
Cash to close	$67,061	$25,950	$51,900