Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$409,278$409,278$594,000
Remaining term (yrs)28.928.930.0
Secondary amount$0$184,722$0
Funding fee$0$0$0
Note rate6.260%6.260%7.400%
Blended rate6.810%7.180%7.640%
1st payment$2,552.51$2,552.51$4,112.74
2nd payment$0.00$1,231.48$0.00
Taxes / mo$550.00$550.00$550.00
Insurance / mo$166.67$166.67$166.67
MI / mo$189.81$189.81$118.80
HOA / mo$203.00$203.00$203.00
Total monthly$3,661.99$4,893.46$5,151.20
Cash to close$250,722$66,000$66,000