Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$131,701	$131,701	$269,100
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$137,399	$0
Funding fee	$0	$0	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	4.300%	6.189%	7.640%
1st payment	$679.17	$679.17	$1,863.19
2nd payment	$0.00	$915.99	$0.00
Taxes / mo	$249.17	$249.17	$249.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$107.80	$107.80	$53.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,186.14	$2,102.13	$2,316.18
Cash to close	$167,299	$29,900	$29,900