Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$446,379	$446,379	$539,100
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$92,721	$0
Funding fee	$0	$0	$0
Note rate	5.270%	5.270%	7.400%
Blended rate	6.120%	6.615%	7.640%
1st payment	$2,646.70	$2,646.70	$3,732.62
2nd payment	$0.00	$695.41	$0.00
Taxes / mo	$499.17	$499.17	$499.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$338.74	$338.74	$107.82
HOA / mo	$239.00	$239.00	$239.00
Total monthly	$3,890.28	$4,585.69	$4,745.27
Cash to close	$152,621	$59,900	$59,900