Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$426,036$426,036$499,497
Remaining term (yrs)25.525.530.0
Secondary amount$0$73,462$0
Funding fee$0$0$0
Note rate3.760%3.760%7.400%
Blended rate4.610%5.256%7.640%
1st payment$2,162.60$2,162.60$3,458.42
2nd payment$0.00$550.96$0.00
Taxes / mo$462.50$462.50$462.50
Insurance / mo$166.67$166.67$166.67
MI / mo$330.36$330.36$99.90
HOA / mo$0.00$0.00$0.00
Total monthly$3,122.13$3,673.09$4,187.48
Cash to close$128,961$55,500$55,500