Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$421,299$421,299$440,991
Remaining term (yrs)26.626.630.0
Secondary amount$0$44,191$0
Funding fee$0$0$0
Note rate6.670%6.670%7.400%
Blended rate7.220%7.662%7.640%
1st payment$2,817.14$2,817.14$3,053.33
2nd payment$0.00$437.31$0.00
Taxes / mo$408.33$408.33$408.33
Insurance / mo$166.67$166.67$166.67
MI / mo$200.72$200.72$88.20
HOA / mo$0.00$0.00$0.00
Total monthly$3,592.85$4,030.16$3,716.52
Cash to close$68,691$24,500$48,999