Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$295,361$295,361$359,100
Remaining term (yrs)27.127.130.0
Secondary amount$0$63,739$0
Funding fee$0$0$0
Note rate7.620%7.620%7.400%
Blended rate8.170%8.317%7.640%
1st payment$2,146.42$2,146.42$2,486.34
2nd payment$0.00$478.04$0.00
Taxes / mo$332.50$332.50$332.50
Insurance / mo$150.00$150.00$150.00
MI / mo$139.06$139.06$71.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,767.98$3,246.02$3,040.66
Cash to close$103,639$39,900$39,900