Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$503,131	$503,131	$522,000
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$47,869	$0
Funding fee	$0	$0	$0
Note rate	4.980%	4.980%	7.400%
Blended rate	5.830%	6.355%	7.640%
1st payment	$2,892.44	$2,892.44	$3,614.22
2nd payment	$0.00	$473.71	$0.00
Taxes / mo	$483.33	$483.33	$483.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$382.53	$382.53	$104.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,924.97	$4,398.68	$4,368.62
Cash to close	$76,869	$29,000	$58,000