Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$326,359	$326,359	$449,100
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$122,741	$0
Funding fee	$1,632	$1,632	$0
Note rate	6.250%	6.250%	7.400%
Blended rate	6.250%	6.728%	7.640%
1st payment	$2,124.22	$2,124.22	$3,109.48
2nd payment	$0.00	$818.28	$0.00
Taxes / mo	$415.83	$415.83	$415.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.82
HOA / mo	$1,068.00	$1,068.00	$1,068.00
Total monthly	$3,774.72	$4,593.00	$4,849.80
Cash to close	$172,641	$49,900	$49,900