Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$101,887$101,887$477,000
Remaining term (yrs)19.019.030.0
Secondary amount$0$375,113$0
Funding fee$509$509$0
Note rate3.890%3.890%7.400%
Blended rate3.890%6.926%7.640%
1st payment$629.15$629.15$3,302.65
2nd payment$0.00$2,422.60$0.00
Taxes / mo$441.67$441.67$441.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$95.40
HOA / mo$90.00$90.00$90.00
Total monthly$1,327.48$3,750.09$4,096.38
Cash to close$428,113$53,000$53,000