Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$600,364$600,364$674,100
Remaining term (yrs)20.520.530.0
Secondary amount$0$73,736$0
Funding fee$0$0$0
Note rate4.300%4.300%7.400%
Blended rate5.150%5.571%7.640%
1st payment$3,667.00$3,667.00$4,667.33
2nd payment$0.00$553.02$0.00
Taxes / mo$624.17$624.17$624.17
Insurance / mo$216.67$216.67$216.67
MI / mo$524.88$524.88$134.82
HOA / mo$455.00$455.00$455.00
Total monthly$5,487.71$6,040.72$6,097.99
Cash to close$148,636$74,900$74,900