Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$71,174	$71,174	$539,999
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$468,825	$0
Funding fee	$0	$0	$0
Note rate	3.070%	3.070%	7.400%
Blended rate	3.920%	7.245%	7.640%
1st payment	$336.41	$336.41	$3,738.84
2nd payment	$0.00	$3,027.83	$0.00
Taxes / mo	$500.00	$500.00	$500.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$56.02	$56.02	$108.00
HOA / mo	$584.00	$584.00	$584.00
Total monthly	$1,643.09	$4,670.92	$5,097.51
Cash to close	$528,825	$60,000	$60,000