Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$535,031	$535,031	$553,499
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$49,218	$0
Funding fee	$2,675	$2,675	$0
Note rate	5.810%	5.810%	7.400%
Blended rate	5.810%	6.321%	7.640%
1st payment	$3,341.72	$3,341.72	$3,832.32
2nd payment	$0.00	$487.05	$0.00
Taxes / mo	$512.50	$512.50	$512.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$110.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,020.89	$4,507.94	$4,622.18
Cash to close	$79,968	$30,750	$61,500