Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$316,389	$316,389	$350,100
Remaining term (yrs)	27.2	27.2	30.0
Secondary amount	$0	$33,711	$0
Funding fee	$1,582	$1,582	$0
Note rate	7.440%	7.440%	7.400%
Blended rate	7.440%	7.590%	7.640%
1st payment	$2,259.11	$2,259.11	$2,424.02
2nd payment	$0.00	$252.83	$0.00
Taxes / mo	$324.17	$324.17	$324.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$70.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,733.28	$2,986.11	$2,968.21
Cash to close	$72,611	$38,900	$38,900