Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$637,909	$637,909	$726,999
Remaining term (yrs)	27.2	27.2	30.0
Secondary amount	$0	$89,091	$0
Funding fee	$0	$0	$0
Note rate	7.440%	7.440%	7.400%
Blended rate	7.990%	8.114%	7.640%
1st payment	$4,554.85	$4,554.85	$5,033.60
2nd payment	$0.00	$668.18	$0.00
Taxes / mo	$673.15	$673.15	$673.15
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$300.33	$300.33	$145.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$5,745.00	$6,413.18	$6,068.81
Cash to close	$169,868	$80,778	$80,778