Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$285,306	$285,306	$479,655
Remaining term (yrs)	23.1	23.1	30.0
Secondary amount	$0	$194,349	$0
Funding fee	$0	$0	$0
Note rate	3.690%	3.690%	7.400%
Blended rate	4.540%	5.942%	7.640%
1st payment	$1,524.70	$1,524.70	$3,321.03
2nd payment	$0.00	$1,295.66	$0.00
Taxes / mo	$444.13	$444.13	$444.13
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$234.93	$234.93	$95.93
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,370.42	$3,666.08	$4,027.76
Cash to close	$247,644	$53,295	$53,295