Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$695,712$695,712$1,349,820
Remaining term (yrs)24.524.530.0
Secondary amount$0$654,108$0
Funding fee$3,479$3,479$0
Note rate2.850%2.850%7.400%
Blended rate2.850%5.224%7.640%
1st payment$3,275.23$3,275.23$9,345.88
2nd payment$0.00$4,224.45$0.00
Taxes / mo$1,249.83$1,249.83$1,249.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$269.96
HOA / mo$243.00$243.00$243.00
Total monthly$4,984.73$9,209.17$11,325.35
Cash to close$804,088$149,980$149,980