Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$377,004$377,004$549,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$171,996$0
Funding fee$0$0$0
Note rate3.080%3.080%7.400%
Blended rate3.930%5.205%7.640%
1st payment$1,815.63$1,815.63$3,801.17
2nd payment$0.00$1,146.64$0.00
Taxes / mo$508.33$508.33$508.33
Insurance / mo$166.67$166.67$166.67
MI / mo$301.94$301.94$109.80
HOA / mo$160.00$160.00$160.00
Total monthly$2,952.57$4,099.21$4,745.97
Cash to close$232,996$61,000$61,000