Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$497,783	$497,783	$652,500
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$154,717	$0
Funding fee	$2,489	$2,489	$0
Note rate	2.890%	2.890%	7.400%
Blended rate	2.890%	4.102%	7.640%
1st payment	$2,381.43	$2,381.43	$4,517.78
2nd payment	$0.00	$1,031.45	$0.00
Taxes / mo	$604.17	$604.17	$604.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$130.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,202.27	$4,233.71	$5,469.11
Cash to close	$227,217	$72,500	$72,500