Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$555,090$555,090$1,124,996
Remaining term (yrs)24.924.930.0
Secondary amount$0$569,905$0
Funding fee$0$0$0
Note rate2.790%2.790%7.400%
Blended rate3.640%5.722%7.640%
1st payment$2,572.07$2,572.07$7,789.24
2nd payment$0.00$3,680.64$0.00
Taxes / mo$1,041.66$1,041.66$1,041.66
Insurance / mo$216.67$216.67$216.67
MI / mo$443.97$443.97$225.00
HOA / mo$85.00$85.00$85.00
Total monthly$4,359.37$8,040.01$9,357.57
Cash to close$694,905$125,000$125,000