Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$352,290	$352,290	$364,500
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$32,460	$0
Funding fee	$0	$0	$0
Note rate	7.020%	7.020%	7.400%
Blended rate	7.570%	7.933%	7.640%
1st payment	$2,408.16	$2,408.16	$2,523.72
2nd payment	$0.00	$321.22	$0.00
Taxes / mo	$337.50	$337.50	$337.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$165.57	$165.57	$72.90
HOA / mo	$149.92	$149.92	$149.92
Total monthly	$3,211.15	$3,532.36	$3,234.04
Cash to close	$52,710	$20,250	$40,500