Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$384,984	$384,984	$449,550
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$64,566	$0
Funding fee	$0	$0	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.950%	4.675%	7.640%
1st payment	$1,821.78	$1,821.78	$3,112.59
2nd payment	$0.00	$484.24	$0.00
Taxes / mo	$416.25	$416.25	$416.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$302.20	$302.20	$89.91
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,706.89	$3,191.13	$3,785.42
Cash to close	$114,516	$49,950	$49,950