Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$924,943	$873,000
Remaining term (yrs)	25.8	30.0
Secondary amount	$0	$0
Funding fee	$4,625	$0
Note rate	4.990%	7.400%
Blended rate	4.990%	7.640%
1st payment	$5,305.99	$6,044.48
2nd payment	$0.00	$0.00
Taxes / mo	$808.33	$808.33
Insurance / mo	$216.67	$216.67
MI / mo	$0.00	$174.60
HOA / mo	$250.00	$250.00
Total monthly	$6,580.99	$7,494.08
Cash to close	$45,057	$97,000