Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$62,003$62,003$405,000
Remaining term (yrs)25.425.430.0
Secondary amount$0$342,997$0
Funding fee$310$310$0
Note rate3.140%3.140%7.400%
Blended rate3.140%7.044%7.640%
1st payment$294.71$294.71$2,804.14
2nd payment$0.00$2,215.19$0.00
Taxes / mo$375.00$375.00$375.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$0.00$0.00$0.00
Total monthly$819.71$3,034.90$3,410.14
Cash to close$387,997$45,000$45,000