Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$49,703	$49,703	$404,100
Remaining term (yrs)	5.0	5.0	30.0
Secondary amount	$0	$354,397	$0
Funding fee	$249	$249	$0
Note rate	6.950%	6.950%	7.400%
Blended rate	6.950%	7.652%	7.640%
1st payment	$969.53	$969.53	$2,797.91
2nd payment	$0.00	$2,288.81	$0.00
Taxes / mo	$118.00	$118.00	$118.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$80.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,237.53	$3,526.34	$3,146.73
Cash to close	$399,297	$44,900	$44,900