Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$427,997	$427,997	$719,100
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$291,103	$0
Funding fee	$2,140	$2,140	$0
Note rate	2.830%	2.830%	7.400%
Blended rate	2.830%	4.822%	7.640%
1st payment	$2,034.41	$2,034.41	$4,978.90
2nd payment	$0.00	$1,880.04	$0.00
Taxes / mo	$350.86	$350.86	$350.86
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$143.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,601.93	$4,481.97	$5,690.24
Cash to close	$371,003	$79,900	$79,900