Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$282,963$282,963$346,050
Remaining term (yrs)24.424.430.0
Secondary amount$0$63,087$0
Funding fee$0$0$0
Note rate2.790%2.790%7.400%
Blended rate3.640%4.617%7.640%
1st payment$1,329.67$1,329.67$2,395.98
2nd payment$0.00$473.15$0.00
Taxes / mo$161.42$161.42$161.42
Insurance / mo$150.00$150.00$150.00
MI / mo$229.52$229.52$69.21
HOA / mo$155.00$155.00$155.00
Total monthly$2,025.60$2,498.75$2,931.61
Cash to close$101,537$38,450$38,450