Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$314,573$314,573$553,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$238,927$0
Funding fee$0$0$0
Note rate2.990%2.990%7.400%
Blended rate3.840%5.528%7.640%
1st payment$1,528.33$1,528.33$3,832.32
2nd payment$0.00$1,543.07$0.00
Taxes / mo$274.25$274.25$274.25
Insurance / mo$166.67$166.67$166.67
MI / mo$257.10$257.10$110.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,226.34$3,769.41$4,383.94
Cash to close$300,427$61,500$61,500