Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$7,881	$7,881	$279,000
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$271,119	$0
Funding fee	$0	$0	$0
Note rate	6.330%	6.330%	7.400%
Blended rate	6.880%	7.725%	7.640%
1st payment	$51.96	$51.96	$1,931.74
2nd payment	$0.00	$1,750.98	$0.00
Taxes / mo	$83.50	$83.50	$83.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$3.79	$3.79	$55.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$289.25	$2,040.23	$2,221.04
Cash to close	$302,119	$31,000	$31,000