Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$187,212	$187,212	$323,100
Remaining term (yrs)	27.2	27.2	30.0
Secondary amount	$0	$135,888	$0
Funding fee	$0	$0	$0
Note rate	7.440%	7.440%	7.400%
Blended rate	7.990%	7.994%	7.640%
1st payment	$1,336.75	$1,336.75	$2,237.08
2nd payment	$0.00	$905.92	$0.00
Taxes / mo	$299.17	$299.17	$299.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$88.14	$88.14	$64.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,874.05	$2,779.97	$2,750.87
Cash to close	$171,788	$35,900	$35,900