Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$170,501	$170,501	$404,100
Remaining term (yrs)	12.5	12.5	30.0
Secondary amount	$0	$233,599	$0
Funding fee	$0	$0	$0
Note rate	5.000%	5.000%	7.400%
Blended rate	5.850%	6.948%	7.640%
1st payment	$1,523.64	$1,523.64	$2,797.91
2nd payment	$0.00	$1,508.66	$0.00
Taxes / mo	$374.17	$374.17	$374.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$201.04	$201.04	$80.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,248.85	$3,757.51	$3,402.89
Cash to close	$278,499	$44,900	$44,900