Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$740,895	$740,895	$854,100
Remaining term (yrs)	26.8	26.8	30.0
Secondary amount	$0	$113,205	$0
Funding fee	$0	$0	$0
Note rate	6.710%	6.710%	7.400%
Blended rate	7.260%	7.358%	7.640%
1st payment	$4,962.20	$4,962.20	$5,913.62
2nd payment	$0.00	$754.70	$0.00
Taxes / mo	$790.83	$790.83	$790.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$352.10	$352.10	$170.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$6,321.80	$7,076.50	$7,091.94
Cash to close	$208,105	$94,900	$94,900