Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$498,050$498,050$629,910
Remaining term (yrs)25.025.030.0
Secondary amount$0$131,860$0
Funding fee$2,490$2,490$0
Note rate2.770%2.770%7.400%
Blended rate2.770%3.865%7.640%
1st payment$2,292.09$2,292.09$4,361.37
2nd payment$0.00$879.06$0.00
Taxes / mo$583.25$583.25$583.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.98
HOA / mo$229.00$229.00$229.00
Total monthly$3,271.00$4,150.07$5,466.27
Cash to close$201,850$69,990$69,990